Frank Bria

I'm Frank Bria, a management consultant helping businesses use analytics to improve their bottom line. My experience includes banking, retail, and marketing.

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Frank Bria is an analytical leader with the background and experience to: lead a cross-functional team to solve real-world business problems bring advanced, cutting-edge mathematical and statistical techniques to the table communicate results and implications to business and other non-technical audiences, and achieve buy-in from external and internal clients of those solutions.  Frank Bria can leverage these skills in an entrepreneurial situation as a key leader in the development and execution of new business strategies. His primary background is mathematical and statistical analysis in the financial services industry. Experience includes profitability analysis and improvement, regulatory audits of financial and statistical models (OCC compliance), root cause and key driver analysis, demand forecasting, retention analysis, and optimal decisioning.

Sr. Director, Banking Solutions at Earnix

October 2012 - Present | Phoenix, Arizona

Responsible for guiding banks to use the Earnix Banking to improve profitability, risk, and market share by setting optimal prices on financial products. Assist with sales efforts globally, deliver workshops to prospects, participate in pricing projects as a subject-matter expert, and work with North American partner organizations to deliver additional value through their offerings.

Banking Professional Services Director at Earnix

2012 - Present

Responsible for guiding banks to use the Earnix Optimizer to improve profitability, risk, and market share by setting optimal prices on financial products. Assist with sales efforts globally, deliver workshops to prospects, participate in pricing projects, and work with North American partner organizations to deliver additional value through their offerings.

Principal at Bria Analytics

2011 - Present

Provide strategic advice and consulting for businesses looking to improve their analytic positioning. - pricing analytics and strategy - marketing and behavioral modeling - decision management and optimization - credit and underwriting policy development

Treasurer/Board Member at Copperstar Repertory Company

February 2011 - January 2012

Copperstar is a community theater and educational program dedicated to the arts and arts education. Through Copperstar's shows and educational outreach program, Copperstar Class Act, children and adults of all ages are exposed to the arts and musical theater in a variety of forms. Copperstar Class Act in particular is dedicated to addressing current issues facing our students through theater and accompanying dialog.

Research Director at TowerGroup (A Corporate Executive Board Company)

2011 - 2012

Industry analyst for technology in financial services. I cover analytics and their supporting data systems for the retail banking and cards practice. As part of that coverage, I publish occasional research notes geared towards financial institutions and the technology vendors that support them. I am often asked to advise both financial institutions and technology vendors on strategies and coming trends in the space. Often times, those advisory roles result in speaking engagements at public and vendor-centric user conferences. I speak on a variety of topics including analytics in banking, customer marketing and segmentation, pricing analytics and optimization, as well as technology trends in retail banking.

President/CEO at Cambio Technologies

March 2006 - April 2011

Technology firm dedicated to advanced analytics for small to medium-sized businesses. Analytic audits and reviews. Model building and software implementation in financial services and marketing analytics.

Sr. Vice President at Response Analytics

September 2006 - March 2010

Director at Khimetrics

June 2004 - March 2006

Designed solution for price optimization in financial services. Led pilot projects with banks to implement optimized pricing. Supervised group of 20 team members.

Sr. Analyst at Capital One

January 2003 - June 2004

Principal at NextQuo

1999 - 2002

Consultant at Chicago Consulting Actuaries

August 1998 - October 1999

Performed pension and benefit calculations and valuations. Analyzed pension plans for specifications for pension valuation systems.

Colorado State University

2010 – 2014

PhD

Purdue University

1994 – 1998

MS

Concentration: Mathematics

Brigham Young University

1988 – 1994

B.S.

Concentration: Mathematics